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Ohio Teamsters Credit Union
2020 Carnegie Ave.
Cleveland, OH 44115
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Phone
216-241-7115
Toll-Free
800-909-6828 |
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Hours of Operation |
Monday
9:30 a.m. – 4:30 p.m. |
Tuesday
9:30 a.m. – 4:30 p.m. |
Wednesday
9:30 a.m. – 4:30 p.m. |
Thursday
9:30 a.m. – 4:30 p.m. |
Friday
9:30 a.m. – 4:30 p.m. |
Saturday
9:30 a.m. – Noon |
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Loan
Rates
Each of our unique loan programs are designed to meet
your needs; long or short term. Whether you need a loan with little
or no down payment or are looking to borrow over a long period of
time, we have the loan to meet your needs.
Rates are effective as of July 1, 2008.
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LOANS |
| Type of Loan |
APR* |
Term in Months
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| Signature Loan-up to
$1,000 |
14.00% |
up to 24
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| Signature Loan - $1,001 -
$3,000 |
15.00% |
up to 36 |
| Signature Loan - $1,001 -
$3,000
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14.00% |
up to 24 |
| Signature Loan - $1,001 -
$3,000
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13.00% |
up to 12 |
| Share Secured Loan
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4.50% |
up to 36 |
| Tuition Loans
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9.00% |
up to 12 |
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| New Auto Loan |
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New Vehicle Loan
25%
Down |
6.00% |
48 months |
New Vehicle Loan
25%
Down |
7.00% |
60 months |
New Vehicle Loan
20%
Down |
6.50% |
48 months |
New Vehicle Loan
20%
Down |
7.50% |
60 months |
New Vehicle Loan
15%
Down |
7.00% |
48 months |
New Vehicle Loan
15%
Down |
8.00% |
60 months |
New Vehicle Loan
0 Down
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8.00% |
48 months |
New Vehicle Loan
0 Down |
8.75% |
60 months |
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| Used Vehicle Loan |
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| Model Year 2004 - 2001
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11.75% |
36 months |
| Model Year 2007 - 2005 |
8.75% |
48 months |
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| First Mortgage
Loans |
Call for current rates
and terms |
| 2nd Mortgage Loans
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Call for
current rates and terms |
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| *Annual Percentage Rate.
All loans subject to credit approval terms. All rates
subject to change without notice. Contact OTCU staff for
more information about applicable fees and terms.
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